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1. Dont forget your long-term risk. Estimating your ten-year risk is useful, but its not the only thing that matters.

You can have a low ten-year risk, but a high long-term risk, explains James Cleeman, head of the National Cholesterol Education Program (NCEP). For example, a 35-year-old with high cholesterol and no other risk factors has a low risk of having a heart attack during the next ten years. But theres no question that the high cholesterol can cause tremendous problems in 30 or 40 years, says Cleeman.

2. Dont let points mislead you. As you get older, smoking and high cholesterol saddle you with fewer points. But that doesnt mean that its safe to smoke or have high cholesterol as you age.

You cant gauge the importance of a risk factor by the number of points, says Cleeman. Although the relative risk for smoking and having high cholesterol goes down with age, the absolute risk goes up.

In other words, smoking and high cholesterol put you at much higher risk relative to other people your age when youre young. But when youre older, your actual, or absolute, risk of having a heart attack is so high that each additional point makes a big difference.

3. Dont expect 100 percent accuracy. Like all risk assessment tools, this one isnt perfect, says Cleeman. To get the best read on your risk, use an average of at least two fasting blood samples for your total cholesterol and HDL, and an average of several blood pressure readings.

And dont be misled by the use of total (not LDL) cholesterol. The risk assessment uses total cholesterol because its based on the Framingham Heart Study, which had better data for total cholesterol than for LDL.
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| Age |
Points |
Age |
Points |
| 20-34 |
-7 |
55-59 |
8 |
| 35-39 |
-3 |
60-64 |
10 |
| 40-44 |
0 |
65-69 |
12 |
| 45-49 |
3 |
70-74 |
14 |
| 50-54 |
6 |
75-79 |
16 |
Total Cholesterol (mg/dL) |
Points
Age 20-39 |
Age 40-49 |
Age 50-59 |
Age 60-69 |
Age 70-79 |
|
| below 160 |
0 |
0 |
0 |
0 |
0 |
| 160-199 |
4 |
3 |
2 |
1 |
1 |
| 200-239 |
8 |
5 |
4 |
2 |
1 |
| 240-279 |
11 |
8 |
5 |
3 |
2 |
| 280 or more |
13 |
10 |
7 |
4 |
2 |
| Smoking |
Points
Age 20-39 |
Age 40-49 |
Age 50-59 |
Age 60-69 |
Age 70-79 |
|
| Non-Smoker |
0 |
0 |
0 |
0 |
0 |
| Smoker |
9 |
7 |
4 |
2 |
1 |
| HDL (mg/dL) |
Points |
HDL (mg/dL) |
Points |
| 60 or more |
-1 |
40-49 |
1 |
| 50-59 |
0 |
below 40 |
2 |
Systolic Blood Pressure (mmHg) |
If Untreated |
If Treated |
| below 120 |
0 |
0 |
| 120-129 |
1 |
3 |
| 130-139 |
2 |
4 |
| 140-159 |
3 |
5 |
| 160 or more |
4 |
6 |
|
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| Age |
Points |
Age |
Points |
| 20-34 |
-9 |
55-59 |
8 |
| 35-39 |
-4 |
60-64 |
10 |
| 40-44 |
0 |
65-69 |
11 |
| 45-49 |
3 |
70-74 |
12 |
| 50-54 |
6 |
75-79 |
13 |
Total Cholesterol (mg/dL) |
Points
Age 20-39 |
Age 40-49 |
Age 50-59 |
Age 60-69 |
Age 70-79 |
|
| below 160 |
0 |
0 |
0 |
0 |
0 |
| 160-199 |
4 |
3 |
2 |
1 |
1 |
| 200-239 |
7 |
5 |
3 |
1 |
1 |
| 240-279 |
9 |
6 |
4 |
2 |
1 |
| 280 or more |
11 |
8 |
5 |
3 |
1 |
| Smoking |
Points
Age 20-39 |
Age 40-49 |
Age 50-59 |
Age 60-69 |
Age 70-79 |
|
| Non-Smoker |
0 |
0 |
0 |
0 |
0 |
| Smoker |
8 |
5 |
3 |
1 |
1 |
| HDL (mg/dL) |
Points |
HDL (mg/dL) |
Points |
| 60 or more |
-1 |
40-49 |
1 |
| 50-59 |
0 |
below 40 |
2 |
Systolic Blood Pressure (mmHg) |
If Untreated |
If Treated |
| below 120 |
0 |
0 |
| 120-129 |
0 |
1 |
| 130-139 |
1 |
2 |
| 140-159 |
1 |
2 |
| 160 or more |
2 |
3 |
|
| Point Total |
10-Yr Risk (%) |
| less than 9 |
less than 1 |
| 9 |
1 |
| 10 |
1 |
| 11 |
1 |
| 12 |
1 |
| 13 |
2 |
| 14 |
2 |
| 15 |
3 |
| 16 |
4 |
| 17 |
5 |
| 18 |
6 |
| 19 |
8 |
| 20 |
11 |
| 21 |
14 |
| 22 |
17 |
| 23 |
22 |
| 24 |
27 |
| 25 or more |
30 or more |
|
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| Point Total |
10-Yr Risk (%) |
| less than 9 |
less than 1 |
| 0 |
1 |
| 1 |
1 |
| 2 |
1 |
| 3 |
1 |
| 4 |
1 |
| 5 |
2 |
| 6 |
2 |
| 7 |
3 |
| 8 |
4 |
| 9 |
5 |
| 10 |
6 |
| 11 |
8 |
| 12 |
10 |
| 13 |
12 |
| 14 |
16 |
| 15 |
20 |
| 16 |
25 |
| 17 or more |
30 or more |
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